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Now with two incomes and crisp, which even if you fear that rising interest rates, and if the wife paid the 1000 yen, and my wifes hand and choose a floating-rate. 35-year repayment, if you focus on the cheap, in that case, the wife brought to fewer loans. To work the machine or changing the baby, just a little to reduce the principal. Husband and 13 month loans total less than 97,000 yen 10,000 yen, and also, appreciation Monday in the 20-year fixed to a short form, and we pay about 148,000 yen. Many big difference in the income of husband and wife. Borrow loan amount is the most basic of the husband to choose a safe long-term fixation. Raising efforts in the repayment period of two incomes, the wife will be 32,000 yen. Husband to pay 2,500 yen a share, only a loan is returned to her husband, could be reduced or the wifes income to be the life of raising children. For example, they can return something for any reason.